Financing that fits your budget
ENP America is a direct dealer and trusted partner to the nation's most successful solar lenders. Whether you want to own your system with a $0-down loan, subscribe with a lease or PPA, or prepay at a deep discount, we'll shop our partners and help you find the right fit.
Every path, one honest comparison
Own it with a loan
$0 down, fixed monthly payments, and you keep every incentive. The most popular path to ownership.
Lease / PPA
No upfront cost and no maintenance responsibility, just a lower and predictable power bill.
Prepaid lease / PPA
Pay once at a steep discount. The provider claims the tax credit and passes the savings to you.
Cash purchase
The simplest math: maximum lifetime savings and the fastest payback, with no financing at all.
Solar loan providers
Own your system from day one and keep every kilowatt-hour of savings.
America's #1 point-of-sale lender for sustainable home upgrades, with fast approvals and flexible terms.
Backed by Qcells, the #1 U.S. panel manufacturer. Competitive loans plus lease and PPA paths.
Mission-driven credit union with fair, straightforward clean-energy lending.
A national leader in home-energy lending with member-first rates.
San Diego-based credit union with competitive solar loan programs.
A network of lenders competing for your project. One application, many options.
Solar lease / PPA providers
$0 upfront, maintenance included, and a power bill you can predict.
Palmetto's $0-down energy plan with predictable monthly payments and maintenance included.
Third-party ownership with a 30-year performance warranty option on Qcells modules.
Prepaid lease / PPA providers
One discounted payment up front, often the best total price in 2026.
Prepay your power at a deep discount. HDM monetizes the tax credit and passes the savings to you.
Prepaid leases with a built-in path to full system ownership.
Community credit union backing prepaid solar programs.
All company names and logos are trademarks of their respective owners and are shown to identify ENP America's financing partners. All financing is subject to credit approval, program availability, and provider terms. Talk to your advisor at (888) 488-5234 for current rates and availability.
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